The Buckner Law Firm

1113 Odenton Road

Odenton, MD 21113

(443) 351-2011

The Process
In a Chapter 7 Bankruptcy here is what you can expect in a typical case:

You will be asked to gather
documentationand information
You will be required to complete a brief online/telephonic debtor education course for pre-filers
We will discuss your income and expenses to determine whether you are a candidate for a Chapter 7
We will complete the petition and other schedules/attachments for you
Your petition will be filed with the Bankruptcy Court in the appropriate district
Your Meeting of Creditors

You will be required to complete a brief financial management course
You will wait for your case to be closed (typically 60 days from the meeting of creditors)

Of course, this is a simplified list but this is what you want to happen in an uneventful, successful Chapter 7 bankruptcy. We will  be there with you every step of the way!


Contact us today for a
free consultation!
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A Chapter 13 bankruptcy is a means of reorganizing your debt. If you are behind on things like a
mortgage or car note, this will allow you to catch up on the past due balances over a period of
three to five years. In this type of bankruptcy you will have to be able to demonstrate that you are
receiving regular income (not necessarily a job)and are capable of making the monthly payments
needed to catch up on your debt and possibly to repay all or some of your debt. If you have
valuable property that you do not want to have to sell to satisfy debt, a Chapter 13 may be your
best option. Don't let the myths about bankruptcy prevent you from getting the fresh start you deserve.

The Process
In a Chapter 13 Bankruptcy here is what you can expect in a typical case:

Gathering documentation and information
Completion of online/telephonic debtor education course for pre-filers
Completion of the means test (even in a Chapter 13 case this should be completed)
Completion of petition and other schedules/attachments, and Chapter 13 payment plan
Filing the petition and plan (and paying the filing fee) with the Bankruptcy Court in the appropriate district
Attending the Meeting of Creditors
Making any necessary changes to Chapter 13 Plan
Completion of financial management court
Make plan payments for designated period of time.

Of course this is a simplified list and every case is different. This lists the basic steps taken in a Chapter 13 bankruptcy case.   Call today for a
free consultation. We can be there with you every step of the way.